FREE Consultation Regarding Your Financial Ability To Purchase Or Refinance A Home

What A Licensed Mortgage Broker Can Do For You:

• A Licensed Mortgage Broker has the resources of many lenders including banks and mortgage companies to offer a variety of products with wholesale pricing.  Did you know some lenders offer better rates only through mortgage brokers?
• A Licensed Mortgage Broker is governed and regulated to be in compliance with all state and federal laws.
• A Licensed Mortgage Broker is trained and tested to measure their competency prior to receiving their license.
• With good credit, A Licensed Mortgage Broker can get you better than bank discounted rates.
• A Licensed Mortgage Broker can restructure mortgages/debts up to 100% of your equity.
• A Licensed Mortgage Broker works for you - the client.
• A Licensed Mortgage Broker can analyse your current mortgage situation.
• A Licensed Mortgage Broker can show you how to buy a home with 0 down or 100% financing - find out what you need to qualify.

• A Licensed Mortgage Broker can get the information you need as a First Time Home Buyer.  Pacific Capital Mortgage Group currently represent over 150 Investors and 20 in-house correspondent lenders.  With this kind of diversity, they literally have thousands of loan programs available to you. 

Pacific Capital Mortgage Group and Lanny Setka recommended by Team Whitney - "Finding and securing the right home loan can be a frustrating, time consuming and complicated process.  Pacific Capital understands the concerns and questions borrowers may have.  They recognize your financial needs are unique to you, and may be different from the needs of other borrowers.  Lanny Setka excels as an experienced consultant in locating loan programs that specifically address the financial needs of each individual client of ours.

He specializes in new home loans, refinancing, and no equity 2nd's.  Whatever your needs, PACIFIC CAPITAL and Lanny have a loan package for you.

If you desire personalized attention, quick decisions or creative structuring on a real estate loan, Lanny Setka with PACIFIC CAPITAL is the mortgage broker for you." - Robert Whitney

To receive your FREE consultation regarding your financial ability to purchase or refinance a home just fill in the form below and Lanny will call you to answer all of your questions.  Click the Submit button when you have completed the form.